euPago is a Portuguese payment institution, accredited and supervised by the Central Bank of Portugal and specialised in providing online solutions of payments, thus being the ideal solution for any e-commerce business, from companies to private sales.
Our payment service is more than simple: it's also cheap.
Security is a top priority. euPago operates 24 hours / day with its own infrastructure and technology.
Issue Multibanco and Payshop references or allow payments by MB WAY to meet your customers demands - and not otherwise.
The money you receive is directly transferred to your bank account every day.
They are for everyone!
The calculation for each paid Multibanco reference fee, can be done in one of two plans to choose from:
Whichever Multibanco plan you choose, the following forms of payment without additional costs are included:
Hover the mouse over the table values for more information
To all the prices quoted, VAT value added at the prevailing rate
See here the detailed price according to the Notice No 8/2009 and Instruction No. 21/2009 of Central Bank of Portugal
The merchant never has to transmit his bank information
Better safe than sorry By using our service, you will never transmit your bank details to anyone.
Backoffice access by a secure server
eupago.pt has a digital certificate and uses the latest encryption technology to ensure the security and confidentiality of the transmission of data between the computer of the customer and the eupago.pt platform. Communications with our server are protected through the use of the SSL protocol with 128-bit encryption keys or higher, which means that the information flowing between the computer of the customer and our server is transmitted in a secure and confidential way.
Dedicated IT infrastructure
Our IT infrastructure has the following characteristics: Antiseismic structure, redundant communications and UPS system, permanent physical security, video surveillance system (CCTV), fire detection system.
It could not be any simpler: the merchant sends a reference, the customer pays and euPago notifies and transfers the funds to the merchant bank account.
| Transaction date | Transfer date | |
|---|---|---|
| Multibanco/MB WAY | Payshop (5 working days) | |
| Sunday after 8:00 pm and Monday until 08:00 pm | Wednesday | Tuesday |
| Tuesday untill 08:00 pm | Thursday | Wednesday |
| Wednesday untill 08:00 pm | Friday | Thursday |
| Thursday until 08:00 pm | Monday | Friday |
| Friday, Saturday and Sunday until 08:00 pm | Tuesday | Monday |
You will be contacted by our staff in order to finish the signup process.
All fields are required!
Real advantages for small and large virtual business
Ary owns an online bookstore. Since he started using euPago, the conversion rate rose and the business is growing. And why? Let's see:
Multibanco is a prepayment system on which customers rely more. Ary knows that paying by bank transfer to an unknown store is a drop-out factor for his new customers.
Ary knows in real time when the customer has paid and can send the order on that same day.
Installing euPago is a simple process, thanks to the wide range of euPago modules for the most commonly used e-commerece platforms. And if the module doesn't exist, euPago develops customised solutions.
Independent professionals always come out on top
Here is Sokas. He's a do-it-all ant! But, when he has to show off, the little ant likes to impress and, simultaneously, to stay organised. Here's how euPago can help:
Given its numerous customers, Sokas presents an elegant and easy payment solution, without never providing the number of his bank account.
Sokas has no online sales system. He generates references as needed and may do so while he has no computer around. He never misses a deal!
Since his business is not a company and, because it's simpler, Sokas maintains his professional accounting mixed with his personal one. Thanks to the advanced euPago backoffice system, nothing fails and the accounts are always organised.
euPago demystifies the process of fundraising
Karlos and Max are two benefactor nurses who help the most in need by collecting food, clothes and, of course, money. euPago becomes a key part in their activities. Here's how:
There's no need to create a website to raise funds! euPago creates a dedicated and personalised webpage to generate references. After that, you just have to distribute the URL!
The amounts of the donations are normally identical, that's why sometimes it becomes difficult to have the correct identification of the donors. Thanks to the euPago advanced system, each reference is assigned to an unique identifier. You will always know who donated and how much. Simple and effective!
Individuals may also use and take advantage of our payment system
Trade offline, earn online.
With Eupago anything is possible.
Kanty doesn't know who is on the other side. By creating a Multibanco reference, she is, of course, protecting herself.
One thing is the buyer trusting the seller and sending his money to an given IBAN. Another thing is the seller presenting euPago as a mediator for the payment, thus offering more security to the buyer and boosting the sales.
You know instantly that the buyer has paid and you can plan from that moment on your life more easily. Your money is in good hands!
Sign up and activate your account. You will be later contacted by your account manager in order to collect all the necessary documentation. Here are the detailed steps to become a euPago customer:
Each case is different, and that's the reason why we have several pricing plans. That's the best way to provide a fair price for everyone! Use our
You can choose to pay a fixed fee (€ 0.70) for each reference regardless of the transaction amount. This pricing plan is called "Terra"
Alternatively, you can choose to pay a fixed commission (0.25 €) plus a percentage rate of the transaction amount (1.8%) with a maximum ceiling of € 1.83.
But these are just words. To know which plan is the best for you, you should use the simulator that you can find here, fill in the appropriate fields and let Dekas do the work for you!
View or download the "PDF" version of the detailed prices according to the Notice No 8/2009 and Instruction No. 21/2009 of the Bank of Portugal.
You will receive your money by bank transfer every day.
euPago will make the payment until the 1st working day after receiving the payment, except in case of force majeure issues. In these cases, we will make the transfer until the second working day following the day we receive the payment.
Because you can create multiple users for one account, you can give (restricted or full) access to a number of employees, and thus optimise your business!
The euPago backoffice allows you to create different channels for different services or origins so that you can have a more targeted management analysis.
You have access to all the information, from the historical usage data and reports to the real-time statistical analysis created with the data of your business. Stay in control.
The interface has been designed in the best way to guarantee the ease of interaction and increase your productivity. Always available on your PC, tablet or smartphone.
Get a demo account right now without any commitment.
In the experimental backoffice, you can, among other features:
He will come around and help you to better understand euPago and all its fantastic features.
