Payment Method via Entity and Reference with the possibility of setting a deadline for payment.Know more
MB Way
MB Way requests are sent directly to your application where a simple accept or reject payment is required within a short time.Know more
Debitos Diretos
Issuance of direct debit requests in a simple and effective way.Know more
PayShop
National network with about 7000 points, of which 5000 are Payshop agents that allow cash payments.Know more
VISA
Receive Visa Credit Card payments with a more secure technology (3D-Secure).Know more
Mastercard
Receive payments via Mastercard Credit Card with a safer technology (3D-Secure).Know more
PaysafeCard
Payment by prepaid card that can be purchased on a large international network, using this card reference to make the payment.Know more
Paysafe:Cash
Cash payment on a large international network through a reference associated with this means of payment.Know more
Przelewy24
If Poland is an important market for your business, activate this payment method now.Know more
Refund
If you received by ATM, MB WAY or Credit Card we can refund it for you. In your client area or through API, reimbursement is no longer an added burden in your day-to-day.Know more
Cofidis Pay
Cofidis Pay is the new payment solution for e-commerce. Provide interest-free installment payments on your site for up to 12 months.Know more
euPago is a Portuguese payment institution, accredited and supervised by the Central Bank of Portugal
and specialised in providing online solutions of payments, thus being the ideal solution for any e-commerce business, from companies to private sales.
I get a lot, I pay little
Our payment service is more than simple: it's also cheap.
euPago can be an asset for all kinds of business, from large recurring sales volumes and
payments to sporadic transactions between individuals.
Multibanco Plans
The calculation for each paid Multibanco reference fee, can be done in one of two plans to choose from:
Other Included Services
Whichever Multibanco plan you choose, the following forms of payment without additional costs are included:
Hover the mouse over the table values for more informationClick on the values above for more information To all the prices quoted, VAT value added at the prevailing rate
See here the detailed price according to the Notice No 8/2009 and Instruction No. 21/2009 of Central Bank of Portugal
The merchant never has to transmit his bank information
Better safe than sorry By using our service, you will never transmit your bank details to anyone.
Backoffice access by a secure server
eupago.pt has a digital certificate and uses the latest encryption technology to ensure the security and confidentiality of the transmission of data between the computer of the customer and the eupago.pt platform. Communications with our server are protected through the use of the SSL protocol with 128-bit encryption keys or higher, which means that the information flowing between the computer of the customer and our server is transmitted in a secure and confidential way.
Dedicated IT infrastructure
Our IT infrastructure has the following characteristics:
Antiseismic structure, redundant communications and UPS system, permanent physical security,
video surveillance system (CCTV), fire detection system.
It could not be any simpler: the merchant sends a reference, the customer pays and euPago notifies and transfers the funds to the merchant bank account.
Real advantages for small and large virtual business
Ary owns an online bookstore. Since he started using euPago, the conversion rate rose and the business is growing. And why? Let's see:
The customer has more confidence
Multibanco is a prepayment system on which customers rely more. Ary knows that paying by
bank transfer to an unknown store is a drop-out factor for his new customers.
Faster deliveries
Ary knows in real time when the customer has paid and can send the order on that same day.
Support for all platforms
Installing euPago is a simple process, thanks to the wide range of euPago modules for the most commonly used e-commerece platforms.
And if the module doesn't exist, euPago develops customised solutions.
Here is Sokas. He's a do-it-all ant! But, when he has to show off, the little ant likes to impress and, simultaneously,
to stay organised. Here's how euPago can help:
Better presentation and confidentiality
Given its numerous customers, Sokas presents an elegant and easy payment solution, without never providing the number of his bank account.
Offline references generation
Sokas has no online sales system. He generates references as needed and may do so while he has no computer around. He never misses a deal!
Backoffice management
Since his business is not a company and, because it's simpler, Sokas maintains his professional accounting mixed with his personal one.
Thanks to the advanced euPago backoffice system, nothing fails and the accounts are always organised.
Karlos and Max are two benefactor nurses who help the most in need by collecting food, clothes and, of course, money.
euPago becomes a key part in their activities. Here's how:
Free webpage
There's no need to create a website to raise funds! euPago creates a dedicated and personalised webpage to generate references.
After that, you just have to distribute the URL!
Easy to identify
The amounts of the donations are normally identical, that's why sometimes it becomes difficult to have the correct identification of the donors.
Thanks to the euPago advanced system, each reference is assigned to an unique identifier.
You will always know who donated and how much. Simple and effective!
Individuals may also use and take advantage of our payment system
Trade offline, earn online. With Eupago anything is possible.
The seller doesn't have to give his bank account
Kanty doesn't know who is on the other side. By creating a Multibanco reference, she is, of course, protecting herself.
It promotes the prepayment
One thing is the buyer trusting the seller and sending his money to an given IBAN. Another thing is the seller presenting euPago as a mediator for the payment,
thus offering more security to the buyer and boosting the sales.
Planning
You know instantly that the buyer has paid and you can plan from that moment on your life more easily. Your money is in good hands!
Sign up and activate your account. You will be later contacted by your account manager in order to collect all the necessary
documentation. Here are the detailed steps to become a euPago customer:
Choose the pricing plan and sign up to receive your pre-filled contract.
The contract must be printed, filled in, scanned and sent to our services.
The original must be sent by post.
Permanent Certificate of Registry of the company
Company fiscal card
Proof of the IBAN of the company
Identity card and fiscal card or Citizen Card of the manager(s)
Each case is different, and that's the reason why we have several pricing plans. That's the best way
to provide a fair price for everyone! Use our
You can choose to pay a fixed fee (€ 0.70) for each reference regardless of the
transaction amount. This pricing plan is called "Terra"
Alternatively, you can choose to pay a fixed commission (0.25 €) plus
a percentage rate of the transaction amount (1.8%) with a maximum ceiling of € 1.85.
But these are just words. To know which plan is the best for you, you should use
the simulator that you can find here, fill in the appropriate fields and let Dekas do the work for you!
View or download the "PDF" version of the detailed prices according to the Notice No 8/2009 and Instruction No. 21/2009 of the Bank of Portugal.
You will receive your money by bank transfer every day.
euPago will make
the payment until the 1st working day after receiving the payment, except in case of force majeure issues.
In these cases, we will make the transfer until the second working day following the day we
receive the payment.
Unlike a bank transfer, you know if your customer has paid instantly and you can speed up your merchandise shipping process.
Issued by SMS
You don't have any computer around? No problem. The generation of references via SMS is a service provided by euPago.
Online and offline
Issue references for your customers regardless of the state of your Internet connection.
Trust and credibility
Transmit more confidence to your customer by providing a secure means of payment mediated by approved organisations.
Easy management
Multiple users
Because you can create multiple users for one account, you can give (restricted or full) access to a number of employees, and thus optimise your business!
Multiple channels, multiple audiences
The euPago backoffice allows you to create different channels for different services or origins so that you can have a more targeted management analysis.
Information is power
You have access to all the information, from the historical usage data and reports to the real-time statistical analysis created with the data of your business. Stay in control.
Usable and multiplatform
The interface has been designed in the best way to guarantee the ease of interaction and increase your productivity. Always available on your PC, tablet or smartphone.