I pay therefore I am
I pay
therefore I am

Multibanco in your online business

A practical and efficient service to issue references for companies and individuals

Multibanco in your online business

A practical and efficient service to issue references for companies and individuals

euPago - Instituição de Pagamento, Lda. is accredited and supervised by the Central Bank of Portugal having the registration number 8709

Do you see a reference to euPago
on a bank statement of your account?

Know why this happens

Who pays?

euPago is a Portuguese payment institution, accredited and supervised by the Central Bank of Portugal and specialised in providing online solutions of payments, thus being the ideal solution for any e-commerce business, from companies to private sales.

  • I get a lot,
    I pay little

    Our payment service is more than simple: it's also cheap.


  • A safe and permanent
    means of payment

    Security is a top priority. euPago operates 24 hours / day with its own infrastructure and technology.


  • Diversity
    and transparency

    Issue Multibanco and Payshop references or allow payments by MB WAY to meet your customers demands - and not otherwise.

    How it works

  • They pay and I get the money.
    Every day!

    The money you receive is directly transferred to your bank account every day.


It adapts to your business

euPago can be an asset for all kinds of business, from large recurring sales volumes and payments to sporadic transactions between individuals. It's for everyone!

Our partners

Do you need help?

How can I become a customer?

Sign up and activate your account. You will be later contacted by your account manager in order to collect all the necessary documentation. Here are the detailed steps to become a euPago customer:

  1. Choose the pricing plan and sign up to receive your pre-filled contract.
  2. The contract must be printed, filled in, scanned and sent to our services.
  3. The original must be sent by post.
  4. If you want to open an account as an individual or natural person, you have to follow the steps in the link https://suporte.eupago.pt/pt/article/244-documentacao-para-adesao.

What are the existing rates and pricing plans?

Each case is different, and that's the reason why we have several pricing plans. That's the best way to provide a fair price for everyone! Use our

You can choose to pay a fixed fee (€ 0.70) for each reference regardless of the transaction amount. This pricing plan is called "Terra"

Alternatively, you can choose to pay a fixed commission (0.25 €) plus a percentage rate of the transaction amount (1.8%) with a maximum ceiling of € 1.83.

But these are just words. To know which plan is the best for you, you should use the simulator that you can find here, fill in the appropriate fields and let Dekas do the work for you!

View or download the "PDF" version of the detailed prices according to the Notice No 8/2009 and Instruction No. 21/2009 of the Bank of Portugal.

How and when will I receive my money?

You will receive your money by bank transfer every day.

euPago will make the payment until the 1st working day after receiving the payment, except in case of force majeure issues. In these cases, we will make the transfer until the second working day following the day we receive the payment.

Easy and universal integration

  • Wordpress

  • Joomla

  • Open Cart

  • Prestashop

  • Magento

  • Shopify

  • PHC

  • Any platform

Want to do a simulation?

euPago can be an asset for all kinds of business, from large volumes of sales and sporadic payments to private business. It's for everyone!


Most advantageous

Will receive
this plan

Most advantageous

Will receive
this plan

More advantages?

  • Real time

    Unlike a bank transfer, you know if your customer has paid instantly and you can speed up your merchandise shipping process.

  • Issued by SMS

    You don't have any computer around? No problem. The generation of references via SMS is a service provided by euPago.

  • Online and offline

    Issue references for your customers regardless of the state of your Internet connection.

  • Trust and credibility

    Transmit more confidence to your customer by providing a secure means of payment mediated by approved organisations.

Easy management

Multiple users

Because you can create multiple users for one account, you can give (restricted or full) access to a number of employees, and thus optimise your business!

Multiple channels, multiple audiences

The euPago backoffice allows you to create different channels for different services or origins so that you can have a more targeted management analysis.

Information is power

You have access to all the information, from the historical usage data and reports to the real-time statistical analysis created with the data of your business. Stay in control.

Usable and multiplatform

The interface has been designed in the best way to guarantee the ease of interaction and increase your productivity. Always available on your PC, tablet or smartphone.

Oh, and this is Dekas!

He will come around and help you to better understand euPago and all its fantastic features.